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Debt Calculator

Total unsecured debt?

What is unsecured debt?

Unsecured debt is debt that is not tied to an asset. That could include: credit cards, personal loans, certain lines of credit, medical bills, collections, and business debts. Certain lawsuits, utility bills, auto loans and home loans are most likely secured debts and cannot be settled.

Average interest rate?

Enter payment amount per month:

It will take you to pay off your debt.

However, with Freedom Financial it could take you, on average, 24-48 months* to pay off your debt.

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Debt Settlement Case Study**: John

John has 2 credit cards and 1 personal loan

He has 1 Citibank credit card at an interest rate of 15% and outstanding
balance - $20,000

He has 1 Chase Card at an interest rate of 13% and outstanding
balance - $15,000

He also has a personal loan at an interest of 12% and outstanding
balance - $10,000


John's total debt amount is – $45,000

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